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There are many unknown factors when it comes to retirement, especially if your proposed retirement date is a decade or more away. Though we can’t predict the future, we can dispel some myths that make retirement planning seem more daunting than it really is. Here are ten retirement myths to look out for. You don’t …

Starting this year, a number of preventive services will be fully paid by Medicare. These free preventive services are the following: » screenings for abdominal aortic aneurysm, cardiovascular conditions, colorectal cancer, diabetes and HIV » bone mass measurements » flu shots, pneumococcal shots and hepatitis B shots » mammograms, Pap tests and pelvic exams for …

The Dow is down 1,000 points (give or take) in just the last two weeks, plunging more than 500 points today alone. Have you had enough yet? The risk has been increasing daily that we will fall into another recession (if we aren’t ALREADY there), making it likely that the volatility in the markets will …

Many upper-income Medicare Enrollees are all too familiar with the elevated monthly premiums which they pay for Medicare Part B (coverage for doctor Bills & outpatient charges). However some of these same enrollees in 2011 may find that their costs have risen significantly due to increased premiums for Medicare Part D (prescription drug coverage). This …

Pension Maximization Can Help Protect Your Spouse What is pension maximization? Single-Life/Joint and Survivor Options How pension maximization insurance works Who should consider pension maximization insurance? What is pension maximization? Pension maximization is a program that enables you to take your full pension benefits at retirement and use a life insurance policy to replace the …

Term Insurance At a Glance As you look to make an important decision regarding the protection of your family, with the purchase of life insurance, here is a little information regarding term life insurance. Selecting a policy that is right for you requires more than just throwing darts at a board. It needs to be …

When my clients first come to me, they usually express a frustration with the status of their retirement plans and 401k’s. They are tired of losing money. Many have lost 40-50% in the last few years. It can take a decade to recoup those losses. Many are concerned with the volatility in the stock market, …

2011 Tax Summary The House and Senate have voted, and President Obama has signed the new Tax Relief, Unemployment Insurance Re-authorization, and Job Creation Act of 2010 (Tax Relief Act of 2010). The new law includes a number of tax breaks for many taxpayers. Here are some highlights that a client may wish to discuss …

Would you be interested in a super liquid financial vehicle that outperformed the market by more than 41 % over the last decade? What if I told you it was a Coffee Can? Consider this. Had you invested $100,000 into the S&P 500 on August 31, 2000, and held your position for exactly 10-years, you …

Retain Your Gains Are you concerned about market volatility? Have you lost a significant percentage of your portfolio in recent years? Still hoping the market is going to turn around? Want higher returns on your “safe” money than CD’s and Money Market accounts can offer? Watch this video to see an alternative. And then call …