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Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola or your grandma’s legendary double chocolate-chip cookies. This can be very frustrating for consumers when they see remarks on the credit report like “too many revolving debt accounts” and not knowing exactly that means. Fortunately, Fair Isaac [...] Good credit is important in America today because so many of the things that we want And once you have had a bad credit rating it is almost impossible to avoid detection. Fooled into satisfaction by the fact that they can make a larger down payment on a new home with funds received from the sale of their “old”, some sellers fail to address negatives on their credit reports and thereby suffer such consequences as higher interest rates and additional costs associated with obtaining their new home loan. Simply [...] When I read an article like this one, it makes me glad that I am in a position to help people deal with their credit issues and end up in a much better and more secure position… After subprime fiasco financial sector to undergo ‘massive consolidation’ Reuters NEW YORK – A “credit recession” sparked by the U.S. housing [...] Have you ever stopped to think what having BAD CREDIT is costing you? How much have you paid in additional interest and fees due to your poor credit rating? One estimate is that a poor credit rating costs the average consumer $3000 per year or [...] |
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