Welcome!

Greetings and welcome to my website!

I am a financial services professional dedicated to helping my clients to protect their assets, build wealth, plan for retirement and to leave a legacy to their heirs through the use of innovative insurance products and services.

I have over 12 years of experience in the insurance field as well as a background in banking and finance. I take a consultative approach with my clients and make sure that I look at their total financial picture. I educate as well as advise my clients on the best products and strategies to put in place in order to meet and exceed their financial and retirement goals.

My hope is that the information that I share on this website will help in some small way to make your financial future brighter!

I work with clients in the areas of life insurance and annuities, disability income, long term care, critical illness, medicare advantage & medicare supplement insurance.

I would consider it a privilege if you chose to become one of my clients. For a no obligation needs analysis of your overall insurance needs, contact me here.

Thank you,
Steve Baker

Subscribe to this Blog

Real Stories Real People: One Woman’s Experience

Maintaining Control

Noreen Kidger

“It was like clockwork. At the end of every month, I’d walk to the mailbox and there was a check from Mutual of Omaha. It was such a feeling of relief.”

These days, Noreen Kidger has everything just the way she likes it – under control. Whether it’s her job as a nurse in Manhattan, an extensive home renovation project or her two young children, she handles things in stride.

On Christmas Eve 2003, however, Noreen received news that left her reeling. She was diagnosed with non-Hodgkins lymphoma, a cancer of the body’s immune system. After her diagnosis, Noreen met with an oncologist who told her in order to get better she would have to take disability leave from work.

“When you’re accustomed to paying your bills a certain way, the loss of an income can be scary,” Noreen said. “I thought, on top of having cancer, I’m going to lose my house and my husband is going to have to work a hundred hours a week just to support us.”

Then, she remembered a meeting she and her husband, Mike, had with their Mutual of Omaha representative. She searched her files and found her disability income policy statement from Mutual of Omaha – and began to cry in relief. She immediately called their agent who put the wheels in motion. Soon, Noreen began receiving monthly checks to replace her income.

When the Kidgers met their agent two years earlier to purchase life insurance, he suggested they also consider disability income insurance. “We didn’t think we needed it. We were both young and healthy. Why would people like us need disability insurance?” Noreen said. “But he convinced us it was something we should have, just in case. I thank God he did.”

Despite feeling tired and sick from chemotherapy, the disability benefits helped keep some sense of normalcy in the Kidgers’ lives. “I was able to pay the bills like I always do,” Noreen said. “It was like clockwork. At the end of every month, I’d walk to the mailbox and find a check from Mutual of Omaha. It was such a feeling of relief. When everything else was out of control, at least there was some control in one aspect of my life.”

Now in complete remission, Noreen reflects on her eight-month ordeal and remembers how their Mutual of Omaha agent was there every step of the way, making sure she had the proper paperwork, received her checks and was doing well.

“You see commercials where insurance agents are holding their clients’ hands. It sounds silly, but it was really like that,” Noreen said. “I never thought a stranger could come into my life and help like that.”

For more information about Disability Income Insurance, contact me.

You must be logged in to post a comment.