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Greetings and welcome to my website!

I am a financial services professional dedicated to helping my clients to protect their assets, build wealth, plan for retirement and to leave a legacy to their heirs through the use of innovative insurance products and services.

I have over 12 years of experience in the insurance field as well as a background in banking and finance. I take a consultative approach with my clients and make sure that I look at their total financial picture. I educate as well as advise my clients on the best products and strategies to put in place in order to meet and exceed their financial and retirement goals.

My hope is that the information that I share on this website will help in some small way to make your financial future brighter!

I work with clients in the areas of life insurance and annuities, disability income, long term care, critical illness, medicare advantage & medicare supplement insurance.

I would consider it a privilege if you chose to become one of my clients. For a no obligation needs analysis of your overall insurance needs, contact me here.

Thank you,
Steve Baker

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FHASecure Fact Sheet – Refinance Options

YOU WORKED HARD FOR HOMEOWNERSHIPThe Federal Housing Administration has helped millions of Americans secure their dream of homeownership since 1934. Now we want to keep those dreams alive.

We provide mortgage insurance on loans made by FHA approved lenders throughout the United States and its territories. FHA insures mortgages on single family, multifamily and manufactured homes and healthcare facilities. It is the largest government backed mortgage insurer.

WHAT IS FHASecure

FHASecure is a refinancing option that gives credit-worthy homeowners, who were making timely mortgage payments before their loans reset but are now in default, a second chance with a FHA insured loan product.

WHO IS ELIGIBLE

Eligible homeowners must meet the following requirements:

  1. Have a non-FHA insured ARM that has reset;
  2. Sufficient income to make the mortgage payment; and
  3. A history of on-time mortgage payments before the loan reset.

By refinancing into a FHA insured mortgage, you can expect to pay lower monthly mortgage payments. FHASecure can improve the quality of life for many communities by helping to reduce the number of mortgage defaults and bringing greater stability to local housing markets.

Give us a call if you fall into this category and we’ll take good care of you, as always!

Steve Baker

www.ALendingPro.com

May 17th, 2008 | Category: Mortgages

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