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We offer the consumer three major services: 1. Loan Modification 2. Deed in lieu of Foreclosure 3. Short Sale Negotiations Loan Modification With the increase of interest rates on home loans, many homeowners with adjustable rate loans are faced with mortgage payments they can no longer afford. Our job is to convince the current lender …

WHAT JUST HAPPENED? How did Americans progress from being the world’s economic leader to becoming the world’s economic anchor? Friends and clients keep asking me, “What happened? Three years ago our economy was booming and our home values were rising at an intoxicatingly dizzy rate.  Last October, the US stock market was making historic highs. …

No one wants to hear the F word, but in today’s market, everyone is talking about it. What exactly is foreclosure and how does it affect you? Let me break down what you need to know about the process. Foreclosure is a process, not a thing. People often misuse the term “foreclosure.” Foreclosure is a …

Foreclosure is not the most cheerful thing to think about, but it is an element of reality every homeowner should be aware of and comprehend fully. We fear what we don’t understand. The concept of “foreclosure” is frequently misunderstood and frequently feared. Understanding the concept of foreclosure with precision maximizes your ability to take action …

Foreclosure is the sequence of legal proceedings by which a lender sells or repossesses a home when the homeowner has stopped making payments on the mortgage. As a homeowner, understanding the individual steps of the sequence is critical to understanding your rights and responsibilities along the way. These days, very few states require the lender …

If you have missed fewer than three mortgage payments or are anticipating that you might have to miss them in a month or so because of life circumstances, put your smarts in action and implement this simple plan to avoid foreclosure. Don’t confuse simple with easy; avoiding foreclosure can take time, patience, money and effort, …

How Can You Max Out Your Chances of Working It Out? Explain your financial hardship and why it is/was temporary. If you lost a job, explain why and give details as to why you believe you will be re-employed soon. If your mortgage rate and payment are adjusting, explain that and show that you made …

When foreclosure looms, many homeowners try to sell their homes. For them, the goal is not just to get the home sold, but to do it quickly. Foreclosure rates are the highest in buyer’s markets, when homes take a longer than average time to sell. What’s a homeowner to do? Get aggressive, and get your …

Marketing Your House Make sure your home is well-marketed on the Internet. This is your real estate agent’s responsibility, but you should make sure that it gets done. More than 80 percent of house hunters start their home search on the Web. So your listing should be on all of the top real estate listing …