• Welcome!

    Greetings and welcome to my website!

    I am a financial services professional dedicated to helping my clients to protect their assets, build wealth, plan for retirement and to leave a legacy to their heirs through the use of innovative insurance products and services.

    I have over 12 years of experience in the insurance field as well as a background in banking and finance. I take a consultative approach with my clients and make sure that I look at their total financial picture. I educate as well as advise my clients on the best products and strategies to put in place in order to meet and exceed their financial and retirement goals. My hope is that the information that I share on this website will help in some small way to make your financial future brighter! I work with clients in the areas of life insurance, disability income, long term care, medicare advantage & medicare supplement insurance and annuities. I would consider it a privilege if you chose to become one of my clients. If you would like to book an appointment with me for either a phone or in person consultation, please visit my appointment calendar here. Thank you, Steve Baker

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    Is A Reverse Mortgage Right For You?

    Reverse Mortgage Nightly News Report
    If you would like more information or to find out if a Reverse Mortgage is right for you fill out the “How Can I Help You” form to the right –>

    How are Credit Scores Calculated?

    Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola or your grandma’s legendary double chocolate-chip cookies. This can be very frustrating for consumers when they see remarks on the credit report like “too many revolving debt accounts” and not knowing exactly that means.
    Fortunately, Fair [...]

    National Credit Federation for Mortgage Professionals

    Money Merge Account Overview

    Imagine Getting A Check Each Month Instead of Writing One

    Here is a great article and video on Reverse mortgages, from MSNBC.

    Imagine getting a check each month instead of writing one
    REDFORD, Mich. – For 88-year-old Mort Linick, a red scooter symbolizes financial freedom. He bought the scooter with money he and his wife, Fran, get from the mortgage company, instead of sending the mortgage [...]

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