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	<title>Financial Foundations &#187; 3-Mortgages &amp; Banking</title>
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	<link>http://AFinancialPro.com</link>
	<description>Building and Protecting Wealth</description>
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		<title>Is A Reverse Mortgage Right For You?</title>
		<link>http://AFinancialPro.com/articles/is-a-reverse-mortgage-right-for-you/</link>
		<comments>http://AFinancialPro.com/articles/is-a-reverse-mortgage-right-for-you/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 16:20:49 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[3-Mortgages & Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[hecm]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://afinancialpro.com/?p=152</guid>
		<description><![CDATA[Reverse Mortgage Nightly News Report If you would like more information or to find out if a Reverse Mortgage is right for you fill out the &#8220;How Can I Help You&#8221; form to the right &#8211;&#62;]]></description>
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		<title>How are Credit Scores Calculated?</title>
		<link>http://AFinancialPro.com/articles/how-are-credit-scores-calculated/</link>
		<comments>http://AFinancialPro.com/articles/how-are-credit-scores-calculated/#comments</comments>
		<pubDate>Fri, 13 Mar 2009 15:23:54 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[3-Mortgages & Banking]]></category>
		<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit restoration]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[mortgage meltdown]]></category>
		<category><![CDATA[mortgage mess]]></category>

		<guid isPermaLink="false">http://afinancialpro.com/?p=149</guid>
		<description><![CDATA[Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola or your grandma’s legendary double chocolate-chip cookies. This can be very frustrating for consumers when they see remarks on the credit report like “too many revolving debt accounts” and not knowing exactly that means. Fortunately, ...]]></description>
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		<title>Money Merge Account Overview</title>
		<link>http://AFinancialPro.com/articles/money-merge-account-overview/</link>
		<comments>http://AFinancialPro.com/articles/money-merge-account-overview/#comments</comments>
		<pubDate>Sun, 22 Feb 2009 02:21:58 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[3-Mortgages & Banking]]></category>
		<category><![CDATA[4-Debt Elimination]]></category>
		<category><![CDATA[5-Other]]></category>
		<category><![CDATA[Mortgage Acceleration]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[debt elimination]]></category>
		<category><![CDATA[debt free]]></category>
		<category><![CDATA[mma]]></category>
		<category><![CDATA[money merge account]]></category>
		<category><![CDATA[mortgage cancellation]]></category>
		<category><![CDATA[ufirst]]></category>
		<category><![CDATA[united first financial]]></category>

		<guid isPermaLink="false">http://afinancialpro.com/?p=130</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan Modification Solutions Can Help Avoid Foreclosure</title>
		<link>http://AFinancialPro.com/articles/loan-modification-solutions-can-help-avoid-foreclosure/</link>
		<comments>http://AFinancialPro.com/articles/loan-modification-solutions-can-help-avoid-foreclosure/#comments</comments>
		<pubDate>Sat, 01 Nov 2008 05:36:23 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[3-Mortgages & Banking]]></category>
		<category><![CDATA[Foreclosure Prevention]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[deed-in-lieu]]></category>
		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://AFinancialpro.com/?p=53</guid>
		<description><![CDATA[We offer the consumer three major services: 1. Loan Modification 2. Deed in lieu of Foreclosure 3. Short Sale Negotiations Loan Modification With the increase of interest rates on home loans, many homeowners with adjustable rate loans are faced with mortgage payments they can no longer afford. Our job is to convince the current lender ...]]></description>
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		<title>Credit Scores – The Basics</title>
		<link>http://AFinancialPro.com/articles/credit-scores-%e2%80%93-the-basics/</link>
		<comments>http://AFinancialPro.com/articles/credit-scores-%e2%80%93-the-basics/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 20:24:47 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit restoration]]></category>

		<guid isPermaLink="false">http://AFinancialpro.com/?p=51</guid>
		<description><![CDATA[Good credit is important in America today because so many of the things that we want to buy must be financed or purchased on credit. And once you have had a bad credit rating it is almost impossible to avoid detection. A network of credit reporting agencies keeps track of every person who buys on ...]]></description>
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		<title>Repair Your Credit before Applying for a New Mortgage</title>
		<link>http://AFinancialPro.com/articles/repair-your-credit-before-applying-for-a-new-mortgage/</link>
		<comments>http://AFinancialPro.com/articles/repair-your-credit-before-applying-for-a-new-mortgage/#comments</comments>
		<pubDate>Thu, 26 Jun 2008 20:14:40 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit restoration]]></category>

		<guid isPermaLink="false">http://AFinancialpro.com/2008/06/repair-your-credit-before-applying-for-a-new-mortgage/</guid>
		<description><![CDATA[Fooled into satisfaction by the fact that they can make a larger down payment on a new home with funds received from the sale of their “old”, some sellers fail to address negatives on their credit reports and thereby suffer such consequences as higher interest rates and additional costs associated with obtaining their new home ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Imagine Getting A Check Each Month Instead of Writing One</title>
		<link>http://AFinancialPro.com/articles/imagine-getting-a-check-each-month-instead-of-writing-one/</link>
		<comments>http://AFinancialPro.com/articles/imagine-getting-a-check-each-month-instead-of-writing-one/#comments</comments>
		<pubDate>Fri, 20 Jun 2008 23:19:08 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[reverse mortgage]]></category>

		<guid isPermaLink="false">http://AFinancialpro.com/?p=39</guid>
		<description><![CDATA[Here is a great article and video on Reverse mortgages, from MSNBC. Imagine getting a check each month instead of writing one REDFORD, Mich. &#8211; For 88-year-old Mort Linick, a red scooter symbolizes financial freedom. He bought the scooter with money he and his wife, Fran, get from the mortgage company, instead of sending the ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Mortgage Crisis</title>
		<link>http://AFinancialPro.com/articles/the-mortgage-crisis/</link>
		<comments>http://AFinancialPro.com/articles/the-mortgage-crisis/#comments</comments>
		<pubDate>Fri, 13 Jun 2008 12:24:06 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[3-Mortgages & Banking]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage crisis]]></category>
		<category><![CDATA[mortgage meltdown]]></category>
		<category><![CDATA[mortgage mess]]></category>

		<guid isPermaLink="false">http://afinancialpro.com/?p=117</guid>
		<description><![CDATA[WHAT JUST HAPPENED? How did Americans progress from being the world&#8217;s economic leader to becoming the world’s economic anchor? Friends and clients keep asking me, &#8220;What happened? Three years ago our economy was booming and our home values were rising at an intoxicatingly dizzy rate.  Last October, the US stock market was making historic highs. ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Experts: ‘Credit recession’ could last two years</title>
		<link>http://AFinancialPro.com/articles/experts-%e2%80%98credit-recession%e2%80%99-could-last-two-years/</link>
		<comments>http://AFinancialPro.com/articles/experts-%e2%80%98credit-recession%e2%80%99-could-last-two-years/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 19:58:27 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[3-Mortgages & Banking]]></category>
		<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit restoration]]></category>

		<guid isPermaLink="false">http://AFinancialpro.com/?p=49</guid>
		<description><![CDATA[When I read an article like this one, it makes me glad that I am in a position to help people deal with their credit issues and end up in a much better and more secure position&#8230; Steve www.CreditRestorePros.com After subprime fiasco financial sector to undergo ‘massive consolidation’ Reuters NEW YORK &#8211; A “credit recession” ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Keeping Bad Credit Costs More than Repairing it!</title>
		<link>http://AFinancialPro.com/articles/cost-of-bad-credit/</link>
		<comments>http://AFinancialPro.com/articles/cost-of-bad-credit/#comments</comments>
		<pubDate>Sun, 25 May 2008 07:50:24 +0000</pubDate>
		<dc:creator>Steve Baker</dc:creator>
				<category><![CDATA[Credit Restoration]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit restoration]]></category>

		<guid isPermaLink="false">http://AFinancialpro.com/?p=48</guid>
		<description><![CDATA[Have you ever stopped to think what having BAD CREDIT is costing you? How much have you paid in additional interest and fees due to your poor credit rating? One estimate is that a poor credit rating costs the average consumer $3000 per year or $50,000 in a lifetime due to extra charges that are ...]]></description>
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