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The answer isn’t really how much life insurance you need, it’s how much money your family will need after you’re gone. Ask yourself: How much money will my family need after my death to meet immediate expenses, like funeral expenses and debts? How much money will my family need to maintain their standard of living …

There are many unknown factors when it comes to retirement, especially if your proposed retirement date is a decade or more away. Though we can’t predict the future, we can dispel some myths that make retirement planning seem more daunting than it really is. Here are ten retirement myths to look out for. You don’t …

The Dow is down 1,000 points (give or take) in just the last two weeks, plunging more than 500 points today alone. Have you had enough yet? The risk has been increasing daily that we will fall into another recession (if we aren’t ALREADY there), making it likely that the volatility in the markets will …

Term Insurance At a Glance As you look to make an important decision regarding the protection of your family, with the purchase of life insurance, here is a little information regarding term life insurance. Selecting a policy that is right for you requires more than just throwing darts at a board. It needs to be …

When my clients first come to me, they usually express a frustration with the status of their retirement plans and 401k’s. They are tired of losing money. Many have lost 40-50% in the last few years. It can take a decade to recoup those losses. Many are concerned with the volatility in the stock market, …

2011 Tax Summary The House and Senate have voted, and President Obama has signed the new Tax Relief, Unemployment Insurance Re-authorization, and Job Creation Act of 2010 (Tax Relief Act of 2010). The new law includes a number of tax breaks for many taxpayers. Here are some highlights that a client may wish to discuss …

Would you be interested in a super liquid financial vehicle that outperformed the market by more than 41 % over the last decade? What if I told you it was a Coffee Can? Consider this. Had you invested $100,000 into the S&P 500 on August 31, 2000, and held your position for exactly 10-years, you …

Retain Your Gains Are you concerned about market volatility? Have you lost a significant percentage of your portfolio in recent years? Still hoping the market is going to turn around? Want higher returns on your “safe” money than CD’s and Money Market accounts can offer? Watch this video to see an alternative. And then call …

Why a Safe Money Alternative? A Fixed Index Annuity (FIA) is a fixed annuity that can earn interest that is linked to the performance of a stock market index (S&P500 Dow Jones). FIA’s offer safety of principal, a guaranteed minimum return, and the ability to participate in market gains through an indexed link interest rate. …

If you are a business owner, you have the added responsibility of your business to worry about on top of your family. The following information can help you start thinking about possible solutions to your needs and help you prepare to consult with us. Helping Your Business Grow Don’t have a Harvard MBA? You’re not …