• Welcome!

    Greetings and welcome to my website!

    I am a financial services professional dedicated to helping my clients to protect their assets, build wealth, plan for retirement and to leave a legacy to their heirs through the use of innovative insurance products and services.

    I have over 12 years of experience in the insurance field as well as a background in banking and finance. I take a consultative approach with my clients and make sure that I look at their total financial picture. I educate as well as advise my clients on the best products and strategies to put in place in order to meet and exceed their financial and retirement goals. My hope is that the information that I share on this website will help in some small way to make your financial future brighter! I work with clients in the areas of life insurance, disability income, long term care, medicare advantage & medicare supplement insurance and annuities. I would consider it a privilege if you chose to become one of my clients. If you would like to book an appointment with me for either a phone or in person consultation, please visit my appointment calendar here. Thank you, Steve Baker

    Subscribe to this Blog

    How are Credit Scores Calculated?

    Fair Isaac and Vantage Score hold their credit scoring formulas as a close secret much like the formula for Coca-Cola or your grandma’s legendary double chocolate-chip cookies. This can be very frustrating for consumers when they see remarks on the credit report like “too many revolving debt accounts” and not knowing exactly that means.
    Fortunately, Fair [...]

    National Credit Federation for Mortgage Professionals

    Credit Scores – The Basics

    Good credit is important in America today because so many of the things that we want
    to buy must be financed or purchased on credit.
    And once you have had a bad credit rating it is almost impossible to avoid detection.
    A network of credit reporting agencies keeps track of every person who buys on credit.
    Each time you [...]

    Repair Your Credit before Applying for a New Mortgage

    Fooled into satisfaction by the fact that they can make a larger down payment on a new home with funds received from the sale of their “old”, some sellers fail to address negatives on their credit reports and thereby suffer such consequences as higher interest rates and additional costs associated with obtaining their new home [...]

    Experts: ‘Credit recession’ could last two years

    When I read an article like this one, it makes me glad that I am in a position to help people deal with their credit issues and end up in a much better and more secure position…
    Steve
    www.CreditRestorePros.com

    After subprime fiasco financial sector to undergo ‘massive consolidation’

    Reuters

    NEW YORK – A “credit recession” sparked by the U.S. housing [...]

    Page 1 of 3123»