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Greetings and welcome to my website! I am a financial services professional dedicated to helping my clients to protect their assets, build wealth, plan for retirement and to leave a legacy to their heirs through the use of innovative insurance products and services. I have over 12 years of experience in the insurance field as well as a background in banking and finance. I take a consultative approach with my clients and make sure that I look at their total financial picture. I educate as well as advise my clients on the best products and strategies to put in place in order to meet and exceed their financial and retirement goals. My hope is that the information that I share on this website will help in some small way to make your financial future brighter! I work with clients in the areas of life insurance and annuities, disability income, long term care, critical illness, medicare advantage & medicare supplement insurance. I would consider it a privilege if you chose to become one of my clients. For a no obligation needs analysis of your overall insurance needs, contact me here. |
Life insurance is for the living. It gives you and your loved ones: A financially secure future In addition to providing death benefits so your loved ones can carry on financially without you, certain types of life insurance can build cash value to secure your own financial future. Life insurance [...] Maintaining Control “It was like clockwork. At the end of every month, I’d walk to the mailbox and there was a check from Mutual of Omaha. It was such a feeling of relief.” These days, Noreen Kidger has everything just the way she likes it – under control. Whether it’s her job as a nurse in Manhattan, an [...] It seems that everywhere we turn today we hear more and more about long-term care and long-term care insurance. It has been a regular topic of magazine and newspaper articles, and a recent topic of discussion throughout health care and financial circles. Why are so many members of the media, the government and other groups discussing [...] It is a common assumption that Medicare will help pay for long-term care. Many people have worked towards retirement assuming that should they need long-term care at some point in the future, they could count on Medicare to help pay the bill. Medicare is health insurance for people over the age of 65, long-term care is [...] Medicaid will cover the cost of some types of long-term care, but to qualify one must meet Medicaid’s strict income and asset eligibility requirements. Medicaid was designed as a resource for individuals who could not otherwise pay for their own medical needs. It was not designed to act as a national long-term care financing tool. Medicaid [...] |
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