Welcome!

Greetings and welcome to my website!

I am a financial services professional dedicated to helping my clients to protect their assets, build wealth, plan for retirement and to leave a legacy to their heirs through the use of innovative insurance products and services.

I have over 12 years of experience in the insurance field as well as a background in banking and finance. I take a consultative approach with my clients and make sure that I look at their total financial picture. I educate as well as advise my clients on the best products and strategies to put in place in order to meet and exceed their financial and retirement goals.

My hope is that the information that I share on this website will help in some small way to make your financial future brighter!

I work with clients in the areas of life insurance and annuities, disability income, long term care, critical illness, medicare advantage & medicare supplement insurance.

I would consider it a privilege if you chose to become one of my clients. For a no obligation needs analysis of your overall insurance needs, contact me here.

Thank you,
Steve Baker

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Is Credit Repair An Ethical Solution To A Big Problem?

Many wonder if it’s unethical to attempt to remove valid bad credit. 

The credit-ranking system has been unfair to American consumers. “Credit repair” is a term that has gained a negative reputation, and has been connected with fraud. As a result, we’re often put in the position of having [...]

How To Get Top Dollar When Selling Your Home In Today’s Market

The Market for selling your house in America is a lot like riding a roller coaster. There is the long slow buildup to the construction of new homes, both houses and condominiums. There is the exhilarating rush of quick sales, even of homes, which are just blueprints. There is the slow build up out of recession [...]

Reverse Mortgages Aid Older Americans

Here is a great article and video on Reverse mortgages, from MSNBC.

Watch Video

Imagine getting a check each month instead of writing one

REDFORD, Mich. – For 88-year-old Mort Linick, a red scooter symbolizes financial freedom. He bought the scooter with money he and his wife, Fran, get from the mortgage company, instead of sending the mortgage company [...]

11 Reasons to Apply for a Reverse Mortgage Loan

A reverse mortgage is a loan or line of credit you take against your house from the equity in your house that you do not have to repay, as long as you live there. You can choose to pay it off if you sell your home or you can simply live in your home until you [...]

The worst credit card deals in America

Here is just one more example of why consumers need a program like that offered here. Here is a program that will show you how to pay off ALL your debts (including your mortgage) in 8-11 years saving thousands and in many cases tens of thousands of dollars in interest! www.GetMortgageFree.net .

Steve

High fees, no grace period, [...]

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