Welcome!

Greetings and welcome to my website!

I am a financial services professional dedicated to helping my clients to protect their assets, build wealth, plan for retirement and to leave a legacy to their heirs through the use of innovative insurance products and services.

I have over 12 years of experience in the insurance field as well as a background in banking and finance. I take a consultative approach with my clients and make sure that I look at their total financial picture. I educate as well as advise my clients on the best products and strategies to put in place in order to meet and exceed their financial and retirement goals.

My hope is that the information that I share on this website will help in some small way to make your financial future brighter!

I work with clients in the areas of life insurance and annuities, disability income, long term care, critical illness, medicare advantage & medicare supplement insurance.

I would consider it a privilege if you chose to become one of my clients. For a no obligation needs analysis of your overall insurance needs, contact me here.

Thank you,
Steve Baker

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11 Reasons to Apply for a Reverse Mortgage Loan

A reverse mortgage is a loan or line of credit you take against your house from the equity in your house that you do not have to repay, as long as you live there. You can choose to pay it off if you sell your home or you can simply live in your home until you [...]

The worst credit card deals in America

Here is just one more example of why consumers need a program like that offered here. Here is a program that will show you how to pay off ALL your debts (including your mortgage) in 8-11 years saving thousands and in many cases tens of thousands of dollars in interest! www.GetMortgageFree.net .

Steve

High fees, no grace period, [...]

Avoiding Mortgage Fraud

Mortgage fraud is becoming more common. To protect your home and your home equity it is important to understand and recognize the signs of mortgage fraud. It’s also important to know how to report fraud to state and federal authorities so they can stop scam artists from preying on innocent borrowers.

Scam artists will often target homeowners [...]

Reverse Mortgage Tips & Info

A reverse mortgage is essentially a special type of loan that seniors can use to convert the equity in their homes to cash. At one time, the only way to get money from your home was to sell it and move or borrow money against it.

One of the pros of a reverse mortgage is that you [...]

More Stringent Requirements for Second Mortgages

Second mortgage rates are dropping, but lenders are tightening up the qualification requirements for home equity loans and lines of credit.

In professional basketball, there are high percentage shots (dunks), and last-second, circus attempts thrown up to beat the clock. The climate of today’s environment for second mortgages is somewhere in between, something [...]

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