Financial Foundations

A reverse mortgage is a loan or line of credit you take against your house from the equity in your house that you do not have to repay, as long as you live there. You can choose to pay it off if you sell your home or you can simply live in your home until [...]

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Steve
High fees, no grace [...]

Mortgage fraud is becoming more common. To protect your home and your home equity it is important to understand and recognize the signs of mortgage fraud. It’s also important to know how to report fraud to state and federal authorities so they can stop scam artists from preying on innocent borrowers.

Scam artists will often target [...]

A reverse mortgage is essentially a special type of loan that seniors can use to convert the equity in their homes to cash. At one time, the only way to get money from your home was to sell it and move or borrow money against it.
One of the pros of a reverse mortgage is that [...]

Second mortgage rates are dropping, but lenders are tightening up the qualification requirements for home equity loans and lines of credit.

In professional basketball, there are high percentage shots (dunks), and last-second, circus attempts thrown up to beat the clock. The climate of today’s environment for second mortgages is somewhere in between, something like the [...]